The capping fee for a POS machine is for credit card swipe.
If it is for the debit card, the merchant pos machine still has a cap of 20. However, general POS card swiping, especially for personal POS machines, is for credit cards. On September 6, 2016, the rate reform, canceled the credit card credit card capping of POS machines. The general category credit card processing fee is 0.6.
There are also preferential categories for the livelihood business of large supermarkets and gas stations, giving a two-year credit card rate.
Public welfare categories such as schools and hospitals, the card processing fee is 0.
Therefore, if there is another promotion of card capping, it can be ignored directly, it is a lie.
So what is the current credit card fee?
It should be said that the current handling fee for credit card spending on POS machines is mostly 0.6, and the personal pos machine credit card rate is generally 0.6+2.
What is the POS machine that is below the 0.6 rate?
If the personal POS card processing fee is lower than 0.6, there are two cases, one is the second cleaning machine, not the bank directly settles the credit card amount to the merchant or POS holder, and the other is the use of public welfare or preferential categories. Set of code machines. Both of these two types of credit card security and the use of credit card credits are safe.
It is possible that the funds will not be credited, and the bank will seal the credit card. After all, violating the fee change regulations is not allowed. At the same time, it touched the interests of the bank itself.
How to choose a regular POS machine?
First of all, we must pay attention to choosing a cleaning machine to ensure the safety of funds, and then pay attention to the choice of regular agents. Due to the popularity of micro-business now, everyone is likely to get an agent, but there is no sense of service, or quickly give up, let you get the POS, but can not solve the problems encountered later.
In addition, the use of POS is not a simple card, cash out. Also pay attention to the choice of time, frequency and credit card. Prevent pits and prevent being cheated.
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