It is understood that the bank card business in Shandong has developed rapidly in the past five years: as of the end of 2010, there were 35 bank card issuers in the province, with 149 million bank cards issued, an increase of 1.73 times compared with the end of June 2006; ATM machines with 19,000 units, pos machines 19.5 million units, up 2.28 times and 8.8 times respectively compared with the end of June 2006; in 2010, the total number of bank card transactions reached 1.51 billion, and the transaction amount was 13.3 trillion yuan.
According to the "Planning", by the end of 2015, the development of Shandong bank card will achieve four "specific goals": First, the bank card acceptance market is continuously improved. At the end of 2015, the number of special merchants reached 300,000, ATM machines 36,000, POS machines 350,000 units; second, the number of bank card issuance has maintained rapid growth. At the end of 2015, the number of debit cards issued reached 200 million, and the number of credit card issuance reached 25 million. Third, the transaction volume of bank cards increased steadily, and the annual bank card transactions at the end of 2015 The total amount reached 21 trillion yuan, the number of transactions per year reached 2.4 billion, and the bank card consumption accounted for more than 50% of the total retail sales of social consumer goods. Fourth, the bank card risk prevention and supervision and management mechanism continued to improve.
The "Plan" pointed out that the development of the bank card industry during the "Twelfth Five-Year Plan" period is facing important opportunities. All financial institutions should focus on eight tasks and vigorously promote the development of the bank card industry:
Improve and improve the bank card systems, standardize the development of bank cards, and implement the work after the introduction of the Bank Card Regulations; vigorously regulate the bank card issuance market and accept market order, protect the legitimate rights and interests of relevant parties; strengthen credit card management Institutional construction, establish an emergency response mechanism for bank card business; improve the management system for non-financial institutions engaged in bank card business, revise the regulations on telephone transfer business management, and effectively prevent business risks.
Accelerate the construction of the bank card acceptance market, increase the expansion of merchants in large and small cities, especially in rural areas, encourage the deployment of self-service machines to rural areas and township areas, and pay non-cash payments to underdeveloped areas in rural areas and below, and promote the appropriate reduction or exemption of merchant deduction rates. Increase the construction of bank card acceptance market in the blue and yellow economic zones, support the development of blue and yellow economy; summarize the pilot experience, promote the promotion of bank card assistance and agricultural withdrawal services in the province, and continue to promote the in-depth development of migrant workers' bank card services; Guide and promote the county business card application.
Expand the application area of ​​bank cards, support the development of UnionPay card business, deepen the combination of bank card application and social management functions, adapt to changes in the concept of public consumption, accelerate the innovation and development of credit card business; consolidate the retail and service of bank cards in business, tourism, catering, etc. The application of the industry will vigorously expand the application in the field of public utility payment and related areas of people's lives; promote and catalyze the innovative use of bank cards in emerging fields such as the Internet and mobile payment.
Accelerate the promotion and application of financial IC cards, and gradually form a situation in which incremental bank cards are mainly based on financial IC cards; do a good job in issuing financial IC cards, starting from January 1, 2015, issued by commercial banks in the province, settled in RMB The bank card of the account shall be a financial IC card; accelerate the construction of the IC card acceptance environment. From January 1, 2013, all bank card universal terminals in the province can accept financial IC cards.
Standardize bank card acceptance of market order, encourage non-financial institutions to participate in the construction of bank card acceptance market; vigorously expand the blank areas accepted by bank cards, realize resource sharing and orderly competition; curb malicious competition such as multiple cabinets, violation of regulations and lower handling fees, Maintain the benign development of the acceptance market; increase the enforcement of the market acceptance, resolutely disciplinary violations and malicious competition; explore the establishment of risk merchant market exit mechanism, strengthen the registration of merchant information, and explore the formation of an effective industry self-regulatory mechanism to maintain the bank card market order.
Strengthen bank card risk management, strengthen on-site inspection of bank card operators, increase bank card risk accountability; implement bank card security management regulations, strengthen source control of bank card risks; actively implement bank cards for online payment and mobile payment Such as the application management in emerging businesses, improve bank card acceptance terminal management and key management; increase the crackdown on bank card cashing, malicious overdraft and other violations, and continue to improve the case risk information sharing mechanism.
Strengthen the management of non-financial institutions in banking card business, improve the access mechanism, improve supervision and management methods, strengthen daily monitoring of non-financial institutions, supervise non-financial institutions to improve internal control systems, optimize business processes, and improve risk management systems. Implement dynamic risk assessment, improve emergency response capabilities, implement major event reporting systems, effectively prevent business risks, and maintain the stability of the bank card market.
Continue to carry out bank card security publicity, actively explore effective publicity methods, strengthen the positive publicity of security cards, adhere to the combination of daily publicity and centralized publicity; segment market audiences, implement targeted publicity; make full use of modern media to create safe use of cards, security The social atmosphere of payment.
- Leak-Proof Carry Out – Bring your favorite meal home without the mess! Made of dense, unbleached, dye-free bagasse fibers, your disposable containers by brheez are ideal for short-term storage of dry or oily food.Nature`s Answer to Leftovers – Fill your to-go box, not landfills. Your biodegradable containers with lids for food are derived from sugarcane and, when composted, fully break down in 3-6 months.Eat It Up – Your clam shell to-go containers can stand up to 212°F, so pop it in the microwave and save dishes. Plus, thanks to its natural fibers, your box won't bend, melt, or leach any scary additives.No More Missing Containers – Send guests home with delicious eats in a disposable 3 compartment food box instead of your plasticware. No matter the event, holiday, or gathering, we`ve got you covered.
Biodegradable Take Away Bowl,Sugarcane Bagasse Container,9
Guangxi U-Yee Environmental Technology Co.,Ltd , https://www.biodegradetableware.com