The Iphone6 ​​with the new Pay feature seems to be looking forward to it, but in fact, the Pay-type non-connected payment application is not uncommon in China. It is understood that users can enjoy convenient non-payments everywhere as long as they have a UnionPay "Flash Payment" financial IC card or a mobile phone with NFC near-field payment function. This kind of financial IC card has all the financial functions of the traditional magnetic stripe card, and its electronic cash account can also support offline payment, flash payment and other payment methods, with small quick payment, free secret-free, Safe and reliable, offline trading and other characteristics, has been widely used in food and beverage, supermarkets and even public transport, medical and other affordable livelihood services.
For example, in a crowded McDonald's fast food restaurant, small cash payments are extremely frequent, and it is troublesome and unsanitary to change. Now, after the cardholder confirms the order amount, he only needs to use the financial IC card or NFC mobile phone with the UnionPay "flash payment" logo on the non-acceptable POS machine of UnionPay business (such POS terminal generally has a "flash payment" The "sign" can be completed by a "swipe". On the self-service ordering machine in the McDonald's store, the cardholder can also enjoy the "swipe" card payment. The entire process eliminates the need to enter passwords and signatures, saving time and when and where to consume records, and food safety can be traced back. For example, in Xi'an, all the dining cars, dining pavilions and stores in the “Gudu Huatian†breakfast project, the same quick non-payment payment improves the payment efficiency and greatly saves the time for office workers to buy breakfast.
In addition, this kind of small-sized, non-receiving and non-receiving network support does not extend to the wider market of people's livelihood such as the vegetable market, parking lots, taxis, buses, etc. In the 293 “Flash Pay†acceptance business circles built by UnionPay Business, all merchants and stores accept “flash payment†non-connected payment, and consumers can enjoy the convenient and non-connected payment shopping experience. With the approach of the People's Bank of China at the end of October to close down all POS terminal financial IC card downgrade transactions in the country, more POS terminals will be able to accept non-received payments, realizing convenient payment everywhere.
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