Nowadays, in this environment where the economic environment is not ideal and all walks of life are naturally affected, as the owner of a private tobacco and alcohol business, there are two POS machines installed by state-owned banks free of charge, but I still choose to add mobile phone pos machine. . Many friends around me said that they didn't understand and asked me a lot of things. I want to concentrate on explaining why I still look for a third-party payment agency to handle the mobile phone pos machine.
First of all, the first point of settlement channel is mainly to look at security.
1. The bank's POS and the regular third-party mobile phone POS have a common leadership: the People's Bank of China.
2. All third-party payments have a payment license issued by the central bank and a certain margin at the central bank (at least the payment company I choose is available and real).
3. All directly go through the UnionPay channel settlement.
I believe that everyone here may understand that in fact, whether it is a bank or a third-party payment is safe, and they are all settled by the UnionPay channel, so there is no bank POS machine to arrive faster than a third-party POS machine.
Second, the second point is to see the efficiency from the approval time.
1. All the affairs of the bank need to be approved at different levels. Every day, nine to five, one hour, one shift, and other holidays on Saturday and Sunday are basically only on duty, so the approval time is too long;
2. The third-party payment company has a simple institutional relationship, submits information directly to the headquarters through the background, and is approved 24 hours a day, and the personnel are handled at home, and the door-to-door installation is generally available within two or three days.
Another one is the third point to see if it is convenient to use from the shape of the POS machine.
1. The bank's POS machines are mostly fixed POS machines connected to the telephone line. In order to install the bank pos machine, we also have to install a fixed telephone to ensure the use of the POS machine and the fixed POS machine will charge one minute of local call charge per card. Inconvenient to use and costly.
2. The third party is mobile, you can carry it with you, you want to brush it, do whatever you want! No geographical restrictions.
The last point is to see the difference from the rate of the POS machine.
1. The bank will handle the industry standard rate according to your business, and the standards of different industries are different. The fees are naturally different. For small business, when the large number of credit cards appear, it is also a small expense;
2. The third party will reasonably help you to save unnecessary handling fees and choose the most appropriate rate for you;
When you look at the officials, after reading, you will ask, "Which mobile phone pos machine do you use?"
I want to say: Which mobile phone pos machine is strong, create a wallet POS machine to help!
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